Best App for Buying Stocks in 2026: 9 Apps Compared
By ToolNimba Editorial Team October 30, 2026 10 min read
- Top pick
FidelityMost US investors
Starting priceFreeCheck out FidelityRead our review - Runner-up
Charles SchwabRetirement savers and support
Starting priceFreeCheck out Charles SchwabRead our review - Also great
RobinhoodSimple mobile trading
Starting priceFreeCheck out RobinhoodRead our review
How we researched this
We compared official pricing and feature pages, app store listings, privacy policies and public user reviews. Prices change, so check the provider's site before you pay.
Key takeaways
- Fidelity is our pick for most US investors, with $0 commissions on US stocks and ETFs, fractional shares from $1, and strong research and retirement accounts.
- Robinhood is the simplest mobile-first app, while Webull suits active traders who want advanced charts and paper trading for free.
- Charles Schwab is a close alternative to Fidelity, with $0 commissions, thinkorswim tools and strong customer support.
- This is not financial advice. Trading carries risk, and you can lose money, so check fees, account protection and your own risk tolerance before investing.
Quick comparison
| Name | Best for | Starting price | Free plan | |
|---|---|---|---|---|
| Most US investors | Free | Yes | Visit | |
| Retirement savers and support | Free | Yes | Visit | |
| Simple mobile trading | Free | Yes | Visit | |
| Active traders and charts | Free | Yes | Visit | |
| Multi-asset simple investing | Free | Yes | Visit | |
| Investing plus banking | Free | Yes | Visit | |
| Global and serious traders | Free | Yes | Visit | |
| Social and copy trading | Free | Yes | Visit | |
| Automated portfolio investing | Free | Yes | Visit |
The best apps for buying stocks
Most major US brokers now charge $0 commission on online US stock and ETF trades, so the real differences are research, fractional shares, retirement accounts, charting and how easy the app makes it to stick to a plan. The apps below are all established US brokers or investment apps, and all carry the usual risks of investing.

Fidelity is our pick for most people buying stocks for the first time or for the long term. You get $0 commissions, fractional shares from $1, retirement accounts such as IRAs, and research from Fidelity and third-party providers, all in one app. That combination means a beginner and a long-term investor can both use the same account without outgrowing it quickly.
The app is less minimal than Robinhood, and new users may need time to find everything. Customer support and educational content help close that gap. This is not financial advice, and trading carries risk, but for a low-cost, full-service starting point, Fidelity is hard to beat.
- $0 commissions on US stocks and ETFs
- Fractional shares from $1
- Strong research and no account minimum on core accounts
- App can feel dense for a first-time investor
- International trading is less central than at Interactive Brokers

Charles Schwab is a close alternative to Fidelity, especially for retirement savers who want a full-service broker at DIY prices. You get $0 commissions, fractional shares on many stocks, retirement accounts, and thinkorswim for charting and paper trading. Banking integration also suits people who want investing and everyday money in one place.
The range of products can feel overwhelming at first, and cash left idle in the default sweep has earned a low yield in recent checks, so check where uninvested cash sits. If you value support, education and a long track record, Schwab is an excellent choice.
- $0 commissions on online US stock and ETF trades
- Thinkorswim platform for advanced traders
- Strong support and banking integration
- Product range can feel complex at first
- Uninvested cash yield in the default sweep is low in recent checks

Robinhood remains the most mobile-first stock app, and for a beginner who wants to buy a first stock in minutes, that simplicity matters. Fractional shares from $1, recurring investments and $0 commissions remove the old barriers of high share prices and trading fees. Options and crypto are also available in the same app, though both carry extra risk.
The downside is depth. Research is lighter than Fidelity or Schwab, there are no mutual funds, and the simple interface can make frequent trading feel too easy. This is not financial advice, and frequent trading can lose money. Use Robinhood for simple, planned investing, not for impulse trades.
- $0 commissions on stocks and ETFs
- Fractional shares from $1
- Simplest mobile experience in this list
- Research is lighter than Fidelity or Schwab
- Interface can encourage frequent trading
- No mutual funds
Webull suits an active trader who wants professional-level charts, technical indicators and paper trading without paying for a data platform. You can practise with fake money before risking real funds, which is a genuine advantage for learning. Commissions are $0 on US stocks, ETFs and many options, with extended hours available.
It is less focused on simple, long-term retirement investing than Fidelity or Schwab, and its interface rewards users who already know what they are looking at. For a beginner who wants to learn active trading carefully, paper trading first is the sensible route. Remember that trading carries risk, and borrowed money and options can lose money fast.
- $0 commissions on US stocks, ETFs and many options
- Advanced charts and paper trading for free
- Extended hours trading
- Less suited to simple retirement planning
- Research and education are lighter than Fidelity
Public is a good middle ground between Robinhood simplicity and a full broker. You can buy stocks, ETFs, bonds and Treasuries, set up recurring plans, and follow other investors to learn how they think. The app does not use payment for order flow in the way some rivals do, which it presents as a benefit for execution quality.
Social investing has a risk of its own: following the crowd is not a strategy, and popular trades can move fast in either direction. Check fees for any premium plans or asset types before you use them. For a simple multi-asset app with a learning community, Public is a solid choice.
- $0 commissions on stocks and ETFs
- Stocks, ETFs, bonds and Treasuries in one app
- Social feed for learning from other investors
- Social features can encourage herd trading
- Some plans, subscriptions and asset types carry separate fees
SoFi Invest suits someone who wants investing alongside banking and loans, rather than a standalone broker. Active investing starts from $5 for fractional shares, automated investing starts from $50, and the app is clean and easy to follow. That simplicity helps people who would rather not pick stocks at all and prefer an automated portfolio.
Trading tools and research are lighter than Fidelity, Schwab or Webull, so active traders will feel the limits quickly. For a beginner who wants one app for money and investing, with a hands-off option, SoFi is a practical pick. This is not financial advice, and automated investing still carries market risk.
- $0 commissions on stock trades
- Active investing from $5 and automated investing from $50
- Banking, loans and investing in one app
- Research and trading tools are lighter than specialist brokers
- Fractional minimums are higher than Fidelity
Interactive Brokers is the choice for serious and international traders. IBKR Lite gives eligible US clients $0 commissions on US stock and ETF trades, while the wider platform covers far more global markets than most rivals here. Tools for options, futures and global trading are deeper than any beginner app.
That power comes with complexity. A first-time investor will find the platform dense, and some advanced features carry separate fees. If you trade internationally or need professional tools, Interactive Brokers is the benchmark. If you are buying your first stocks, start with Fidelity or Schwab instead.
- IBKR Lite offers $0 US commissions for eligible clients
- Access to many global markets
- Powerful trading tools
- Steep learning curve
- Interface can overwhelm beginners
- Pro pricing and fees need checking for advanced use
eToro is best known for social and copy trading, where you can follow and copy the trades of other investors. A virtual portfolio lets you practise without risking money, which is useful before you commit real funds. US stock commissions are $0 in recent checks, and fractional shares are available from $10.
Copy trading is not a guarantee. Past performance does not predict future results, and the person you copy can lose money, which means you can too. Currency conversion and CFD fees can also add costs outside US stock trades. This is not financial advice. Use eToro for learning and small, planned positions, not as a shortcut to returns.
- $0 commissions on US stocks in recent checks
- Virtual portfolio for risk-free practice
- Copy trading to follow experienced investors
- Copy trading carries real risk
- Currency conversion and CFD costs can add up
- Fractional minimums are higher than some rivals
M1 Finance suits an investor who wants to set a portfolio once and keep adding to it automatically. You build a pie of stocks and ETFs, set a recurring deposit, and M1 keeps allocations in balance as you invest. Self-directed accounts carry no commissions, which keeps costs low for a long-term plan.
It is not built for frequent active trading, and research is lighter than Fidelity or Schwab. For a hands-off investor who wants automation without a managed-account fee, M1 is a clean, low-cost option. As with every app here, market risk applies, and a diversified portfolio can still fall in value.
- No commissions on self-directed brokerage accounts
- Automated pies for portfolio investing
- Recurring investments built in
- Less suited to frequent active trading
- Research tools are lighter than full-service brokers
How we picked these
We compared vendor fee pages, app store listings and recent broker comparisons for US investment apps available in October 2026. We looked for $0 stock and ETF commissions, fractional share minimums, retirement accounts, research depth, charting and paper trading, and account protection through SIPC coverage where applicable. We did not rank apps by past returns, since past performance does not predict future results.
What to check before you buy your first stock
Start with the account type, not the stock. A Roth IRA or traditional IRA has different tax rules from a taxable brokerage account, and the right choice depends on your income, age and goals. If you are unsure, speak to a qualified financial adviser or tax professional before opening an account, since this article is educational only.
Fees beyond commission
Commission is $0 at most brokers here, but options contract fees, transfer fees, margin interest and currency conversion can still apply. Check the full fee schedule for the trades you actually plan to make, especially for options, international stocks and outgoing transfers.
Keep trading planned, not impulsive
Set a budget you can afford to lose, decide in advance how much of your money goes to individual stocks versus diversified funds, and avoid trading on social media hype. Fractional shares help you start small, and recurring investments help you stay consistent without timing the market. This is not financial advice, and trading carries risk.
Sources
- https://topmoneyapps.com/best-app-stock-trading.html
- https://techilu.com/best-trading-apps-for-beginners/
- https://rankite.com/blog/best-software-for-investing
- https://www.fidelity.com
- https://www.schwab.com
- https://robinhood.com
- https://www.webull.com
- https://public.com
- https://www.sofi.com/invest/
- https://www.interactivebrokers.com
- https://www.etoro.com
- https://m1.com





