Best Point of Sale Software in 2026: 9 Systems Compared
By ToolNimba Editorial Team November 7, 2026 9 min read
- Top pick
SquareMost small shops and cafes
Starting priceFreeCheck out SquareRead our review - Runner-up
ToastRestaurants and food service
Starting priceFreeCheck out ToastRead our review - Also great
Shopify POSOnline plus in-person retail
Starting price$39 per monthCheck out Shopify POSRead our review
How we researched this
We compared official pricing and feature pages, app store listings, privacy policies and public user reviews. Prices change, so check the provider's site before you pay.
Key takeaways
- Square is the best starting point for most small shops, with a free plan and no contract.
- Toast is the strongest restaurant choice, with kitchen displays, handhelds and table tools built for service.
- Shopify POS wins for retailers already selling on Shopify, since online and in-person stock stay in sync.
- Lightspeed is best for inventory-heavy retail, while Clover wins on hardware variety.
- Processing fees matter more than the monthly fee once volume grows, so compare the total cost, not just the software price.
Quick comparison
| Name | Best for | Starting price | Free plan | |
|---|---|---|---|---|
| Most small shops and cafes | Free | Yes | Visit | |
| Restaurants and food service | Free | Yes | Visit | |
| Online plus in-person retail | $39 per month | No | Visit | |
| Inventory-heavy retail | $89 per month | Free trial | Visit | |
| Flexible hardware and mixed use | $14.95 per month | No | Visit | |
| iPad restaurants that want processor choice | $69 per month | No | Visit | |
| Retail and hospitality on a budget | $39 per month | No | Visit | |
| Multi-location restaurants and bars | $99 per month | No | Visit | |
| Restaurants and retailers wanting bundled tools | $55 per month | No | Visit |
The best point of sale software
A point of sale system is more than a card reader. It is the till, the stock list, the staff logins, the sales reports and, for restaurants, the kitchen and table workflow. The systems below cover retail, restaurants and mixed businesses, and we compared official pricing pages, hardware options and processing rates. Processing rates change by plan and volume, so confirm your exact rate in writing before signing.

Square remains the default for most small businesses, and for good reason. The free plan covers sales, basic inventory, customer profiles, digital receipts and invoicing, with in-person processing at 2.6 percent plus 15 cents. Paid plans at $49 and $149 per month add deeper inventory, modifiers and lower processing rates.
The catch is specialization. A large full-service restaurant will miss Toast-style kitchen and table tools, and a specialty retailer with complex variants may prefer Lightspeed. For a shop, cafe, market stall or service business that needs to start selling this week, Square is hard to beat.
- Free plan with no contract
- Fast setup
- Free card reader to start
- Limited full-service restaurant depth
- Processing tied to Square

Toast owns the restaurant space because it is built for service, not adapted to it. Kitchen display systems, handheld ordering, table management, menu engineering and online ordering sit in one system, and paid plans often process at around 2.49 percent plus 15 cents. The starter kit is free, which lowers the barrier for a new restaurant.
The trade is commitment. Paid plans commonly involve one to three year terms, and hardware per terminal can run from several hundred dollars upward. For a restaurant that will use the kitchen and table tools daily, that cost is usually justified. For a small cafe, Square may be enough.
- Restaurant-native tools
- Kitchen displays and handhelds
- Online ordering built in
- Contracts on paid plans
- Hardware costs add up

Shopify POS makes sense only if you already sell on Shopify, but then it makes a lot of sense. Stock, customers and orders stay in sync across your website and your shop, so you do not end up with two stock lists. POS Lite is included with Shopify plans, and POS Pro at $89 per month per location adds staff permissions, smart inventory and deeper reporting.
The limits are clear. It is not a restaurant system, and the monthly Shopify plan is part of the cost, not an extra you can drop. For an omnichannel retailer, though, that single stock list is worth more than a slightly cheaper standalone till.
- Online and in-person stock in sync
- Strong retail features
- POS Pro adds depth
- Requires a Shopify plan
- Weak restaurant features
Lightspeed Retail is for shops where inventory is the hard part: bike shops with size and color variants, pet stores with vendor catalogs, or multi-location retailers with complex purchasing. Purchase orders, matrix inventory and vendor management are core features, not add-ons, and reporting is strong across locations.
That depth costs money and time. Plans start at $89 per month, billed annually in many listings, and staff need training to use the system well. A small boutique with simple stock will not need it. A specialty retailer that lives or dies by stock accuracy probably will.
- Deep variant and vendor inventory
- Multi-location support
- Strong reporting
- Higher monthly price
- Steeper learning curve
Clover wins on hardware. From the pocket-sized Go to the countertop Station, plus Flex handhelds and Mini terminals, there is a device for almost every counter and table. Software plans cover retail, restaurant and service businesses, and in-person processing is typically around 2.3 to 2.6 percent plus 10 cents.
The warning is about how you buy it. Clover sold direct has clearer pricing, while reseller and bank deals can add monthly fees and long contracts. Get the software fee, processing rate, hardware cost and contract length in one written quote before you sign, and compare it with Square on total cost.
- Wide hardware range
- Works for retail, restaurants and services
- Processor options
- Pricing varies by reseller
- Contracts common through resellers
TouchBistro is an iPad-based restaurant system with strong table management, menu tools and offline resilience, which matters when Wi-Fi drops during service. Unlike Toast, it does not process payments itself, so you can bring your own processor and negotiate rates separately. That freedom suits restaurants with enough volume to beat bundled rates.
The cost structure needs care. Reservations, online ordering, loyalty and gift cards are separate subscriptions, so the total can rise above the $69 per month starting rate. For a single-site full-service restaurant that values table depth and processor choice, it is a strong alternative to Toast.
- Strong table and floor management
- Offline resilience
- Bring your own processor
- Add-ons cost extra
- IPad hardware is separate
Epos Now is a budget-friendly option for retail and hospitality businesses that want a full till without a premium monthly fee. Point of sale software starts at $39 per month in the US, with hardware bundles available, and it runs on several device types, which gives more choice than iPad-only systems.
The catch is the contract. Terms and cancellation conditions vary, and public reviews are mixed on support. Read the contract length, the hardware bundle terms and the processing rate together, and compare the first-year total with Square and Lightspeed before committing.
- Low entry price
- Works on Android, iOS and Windows
- Wide hardware choice
- Contract terms vary
- Support quality is mixed in public reviews
Revel is aimed at larger restaurant, bar and multi-location operators rather than single small shops. It covers ordering, kitchen management, inventory, loyalty and workforce tools in one iPad-based system, with controls that help a group run consistently across sites.
The commitment is the trade. The $99 per month per terminal rate is commonly tied to annual billing and a three-year Revel Advantage contract, with a minimum purchase of two terminals and an onboarding fee. For a growing group, that structure can make sense. For a single cafe, it is far more commitment than needed.
- Built for multi-location operations
- Strong restaurant and bar tools
- Enterprise controls
- Three-year contracts typical
- Minimum terminals and setup fees
SpotOn bundles point of sale with marketing, loyalty and reporting tools, which appeals to restaurants and retailers that want customer outreach in the same system. Plans start around $55 per month, with processing rates commonly quoted in the 1.99 to 2.89 percent range plus a per-transaction fee, depending on plan and volume.
The downside is transparency. Final pricing often comes by quote, so the headline rate is only a starting point. For a business that will actually use the marketing and loyalty tools, SpotOn can replace separate subscriptions. For a business that only needs a till, a simpler system is cheaper.
- Bundled marketing and reporting tools
- Restaurant and retail options
- Competitive processing
- Pricing varies by quote
- Smaller ecosystem than Square or Toast
How we picked these
We compared official pricing pages, processing rates, hardware options and contract terms, plus public reviews. We kept only systems that are widely available in the US and actively sold in 2026, and we favored systems with clear published pricing where possible. We did not claim hands-on testing, and processing rates should be confirmed in a written quote, since they vary by plan, volume and card type.
What to check before you sign
Add up three layers: the software fee, the processing cost on your real monthly volume and average ticket, and the hardware. A free plan with pricey hardware can cost more than a paid plan that bundles a terminal. Next, check the contract: length, early termination fees, and whether you can keep your customer and sales data if you leave.
Then test the workflow that matters most to you. For a restaurant, that is ordering, kitchen flow and table turns. For retail, it is variants, stock counts and returns. Finally, ask about offline mode, staff permissions and integrations with accounting and payroll, since those gaps only show up after go-live.
Sources
- https://squareup.com/us/en/point-of-sale/pricing
- https://www.toasttab.com/pricing
- https://www.shopify.com/pos/pricing
- https://www.lightspeedhq.com/pricing
- https://www.clover.com/pricing
- https://www.touchbistro.com/pricing
- https://www.eposnow.com/us/pricing
- https://revelsystems.com/pricing
- https://spoton.com/pricing
Frequently asked questions
What is the best point of sale software for small business?
Square is the best starting point for most small businesses, thanks to its free plan, no contract and fast setup. Toast is better for restaurants, and Shopify POS is better for retailers already on Shopify.
What is the best point of sale app for restaurants?
Toast is the strongest restaurant choice for most operators, with kitchen displays, handhelds and table tools. TouchBistro is a good alternative if you want to choose your own payment processor, and Revel suits multi-location groups.
How much does point of sale software cost?
Software ranges from free with Square and Toast starter plans to $39 to $99 per month for most small business systems, plus processing fees and hardware. Processing is usually the larger cost once volume grows.
Do I need to buy hardware with a POS system?
Not always. Square can run on a phone with a free reader, while Toast, Clover and Revel use dedicated terminals and handhelds. Hardware costs range from a free reader to several hundred dollars per terminal.
Can I use my own payment processor with a POS?
It depends. TouchBistro and some Clover setups allow processor choice, while Square, Toast and Shopify POS tie processing to their own systems. Processor freedom can save money at high volume, but bundled processing is simpler.





